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[personal profile] kcobweb
I just have to take a moment to crow, because I got good news today. Better than good. The best I've gotten since... let's see - my positive pregnancy test? Certainly the best out of this whole wretched accident.

My insurance paid my out-of-network $19,000 hospital bill.

Of course, they were supposed to, right? This is theoretically how insurance works. I have 200 bucks to cover (at which point I cover my out-of-pocket maximum), and otherwise, nada.

I opened the envelope, and burst into tears.

I basically believe that insurance is inherently a scam and never ever thought they would actually come through like they said they would.

Yes, there are other bills out there still pending. They will probably cover those (since they covered this one). But nothing else compared to this one for sheer scope and size. If they don't for some weird reason, they are all of a manageable size, if it comes to that. I'm just... delighted and thrilled.

Note: my grand total for L'Accident (including follow-up) is $24,999.10. So far.

******************

Had my OB appointment this morning. The heartbeat was 142 beats per minute. I love the look on [livejournal.com profile] galagan's face when we hear the heartbeat - a little bemused and bewildered and kind of "What-the-hell?" Everyone in my office is now trying to predict its gender: based on the heartbeat, how I'm carrying (um, barely visible yet!), or whether I was sick a lot.... We'll get a more scientific view on Friday, with my ultrasound. Can't wait!

******************

I worked my butt off today - like a madwoman. And got so much done (which was much needed). Wow - think of how productive I could actually be on a regular basis, if I only applied myself regularly. Nah....

******************

I "get" to go to the state capital tomorrow and present to the subcommittee that gives me grant money for my Big Project of the Year. I'm not entirely sure what I'm going to say, but in typical fashion, I have seriously overprepared and printed out tons and tons of stuff. I'm better at speaking off the cuff anyway - and far more used to extemporaneous speaking than working from a prepared script.

******************

I think LJ needs to add "boingy" to their list of moods. Some days, "bouncy" just isn't enough.

Date: 2004-10-04 07:10 pm (UTC)
From: [identity profile] rivka.livejournal.com
Oh, that's such good news about the insurance. I'm glad you can be relieved of worry on that front, given the number of other fronts I'm sure you're worrying on.

My mother instantly declared that we're having a girl, as soon as I told her the HB was 150. I don't know where these old wives' tales come from.

Yay, ultrasound! We've still got three more weeks to go.

Date: 2004-10-04 08:50 pm (UTC)
From: [identity profile] kcobweb.livejournal.com
I'm glad you can be relieved of worry on that front

Oh completely. $19,000 hanging over your hear kind of casts a long shadow, you know? And being out of network, and all that - well, it was just a ginormous looming question mark.

we're having a girl, as soon as I told her the HB was 150

My first heartbeat-appointment (8 weeks ago now), it was up at 175 or so. These last 2 it's been in the 140s.

But yeah - everyone in my office is declaring they know and they're sure and all that.... Our CEO is steadfast that I'm having a boy because I didn't really have morning sickness. Well, neither did my Mom, she says - and we both turned out girls. It's kinda hilarious listening to them all go on.

Date: 2004-10-04 08:13 pm (UTC)
From: [identity profile] heef.livejournal.com
Note: my grand total for L'Accident (including follow-up) is $24,999.10. So far.

You know that they just make it $24,999 as a psychological trick, right? I mean, it's basically $25,000. They're just trying to sell you the medical procedures, and fool you into buying it cuz hey, it's not actually $25,000.

Date: 2004-10-04 08:45 pm (UTC)
From: [identity profile] kcobweb.livejournal.com
Yeah, I'd believe that - except this is from adding up bills from 12 different sources.... Colorado, here in Montana, etc. etc.

So no, it really is $24,999. Until the bills for my next series of various appointments comes in - it will still go up from here.

Date: 2004-10-05 06:20 am (UTC)
From: [identity profile] dem-excelsior.livejournal.com
Go go gadget Ms. Witness Before the State Legislature. Gotta love us state types. Knock 'em off their patooties.

Date: 2004-10-05 06:46 am (UTC)
From: [identity profile] kassrachel.livejournal.com
Yay for insurance coming through!!!

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